Privacy Policy

ClearPath Scores LLC 

1. Introduction

Welcome to ClearPath LLC. Your privacy is important to us. This Privacy Policy explains how we collect, use, protect, and share your personal information when you visit our website or use our credit repair services. We comply with the Fair Credit Reporting Act (FCRA), Gramm-Leach-Bliley Act (GLBA), and New Mexico privacy laws.

By using our website or services, you consent to this policy.

2. Information We Collect

We collect personal information to provide effective and lawful credit repair services, including:

Personal identifiers: Name, address, phone number, date of birth, Social Security number.

Credit information: Credit reports, creditor data, account history, and related documents.

Payment details: Billing address, debit/credit card, or bank account info for service fees.

Communications: Emails, texts, and call records.

Website data: IP address, browser type, and cookie data for analytics and security.

3. How We Use Your Information

We use your data to:

Provide, manage, and improve credit repair services.

Communicate updates, results, and service information.

Verify identity and prevent fraud.

Process authorized payments and billing.

Fulfill legal or regulatory obligations under New Mexico and federal law.

4. Sharing Your Information

We value your trust and never sell or rent your data.
We may share information only with:

Credit bureaus and creditors to file and track disputes.

Secure service providers who help us process payments or manage data.

Regulatory or legal authorities when disclosure is required by law.

All partners and vendors are bound by confidentiality agreements.

5. Data Security

We maintain strict administrative, technical, and physical safeguards to protect your personal data against unauthorized access, disclosure, or misuse.
Sensitive data (such as Social Security numbers) is encrypted during storage and transmission.

6. Your Rights

Under New Mexico law and federal privacy acts, you have the right to:

Request access to your information.

Request corrections of inaccurate data.

Limit or withdraw consent for certain data uses (within legal limits).

Request deletion of personal data when retention is no longer necessary.

To exercise your rights, contact us at the details below.

7. Data Retention

We keep your personal data only as long as needed to provide services, meet legal obligations, and maintain accurate business records.

8. Cookies & Online Tracking

Our website uses cookies and analytics tools to improve your browsing experience and site performance. You can disable cookies in your browser settings if you prefer.

9. Policy Updates

We may update this Privacy Policy from time to time. Any revisions will be posted on this page with an updated effective date. Please review periodically for changes.

10. Contact Us

If you have questions about this Privacy Policy or your personal information, please contact us:

ClearPath LLC
Albuquerque, New Mexico
Email: Info@clearpathscores.com